Financial Tools
Professional Tax Services
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Business
Accelerated Debt Payoff | Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. |
Consolidation Loan Investment Calculator | Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings. |
Cost-of-Debt Calculator | Use this calculator to see just how expensive paying interest on your debt can be. |
Credit Card Minimum Payment Calculator | Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments. |
Credit Card Optimizer | The Credit Card Optimizer helps you determine the best distribution of your credit card debt. |
Credit Card Pay Off | Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals. |
Home Equity Debt Consolidation | This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you. |
How much do you owe? | Use this calculator as a starting point for your debt management plan. |
Personal Debt Consolidation | Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. |
Roll-Down Your Credit Card Debt! | The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt. |
Snowball Debt Elimination Calculator | This Debt Calculator applies two simple principles to paying off all your Debt that can cut years off of your repayment schedule. |
Student Loan Consolidation and Debt Payoff | The Student Loan Consolidation and Debt Payoff Calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to payoff your other outstanding debt. |
Insurance
Comprehensive Life Insurance Analysis | How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out. | |
Disability Insurance | Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury. | |
Fixed Annuity Calculator | A fixed annuity can provide a secure, tax-deferred investment. Use this calculator to see how a fixed annuity might fit into your retirement plan. | |
Health Savings Account (HSA) Contribution Calculator | This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year. | |
Health Savings Account (HSA) Goal Calculator | Are you looking at the Health Savings Account (HSA) as a retirement account? This calculator will help you determine what you need to do in order to reach your goal. | |
Health Savings Account (HSA) Savings Calculator | Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time. | |
Health Savings Account (HSA) vs. Traditional Health Plan | Compare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan. | |
Health Savings Accounts (HSA) Employer Benefit | This calculator helps estimate the value of creating a High Deductible Health Plan (HDHP) with Heath Savings Accounts (HSA) for your employees. | |
Human Life Value | One of your most important assets is your ability to earn a paycheck. This calculator is designed to help you understand today’s value of your future earning. | |
Immediate Annuity Calculator | Estimate what your monthly payments might be from an immediate annuity. | |
Life Insurance Calculator | Find out how much life insurance you really need! | |
Long Term Care Calculator | Long term care is needed by those who can’t perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense. | |
Variable Annuity Calculator | How can a variable annuity help you save for retirement? Use this calculator to find out. | |
Investment
Annual Rate of Return Calculator | Use this calculator to determine the annual return of a known initial amount, a stream of deposits, plus a known final future value. |
Annual Stock Option Grants | Use this calculator to project how much a series of annual stock option grants could be worth to you. |
Asset Allocation Calculator | Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash. |
Compare Investment Fees | Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy! |
Future Contracts Calculator | Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan. |
Future Value Calculator | Use this calculator to determine the future value of an investment which can include an initial deposit and a stream of periodic deposits. |
Investment Distributions | This calculator helps you determine either how long or how much periodic distributions can be taken out of an investment before it runs out. |
Investment Goal | Use this calculator to see if your investment plan is on track to meet your investment goals |
Investment Loan | This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk. |
Investment Property Calculator | An investment property can be an excellent investment. This calculator is designed to examine the potential return you might receive from an investment property. |
Investment Questionnaire | The Investment Questionnaire is designed to help you create a balanced portfolio of investments. |
Investment Returns | There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line. |
Investment Savings and Distributions | Use this calculator to see how long your investment savings can last once you begin taking distributions. |
IRR Calculator | Use this calculator to determine an Internal Rate of Return (IRR). It calculates the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals. |
Lump Sum Annual Return Calculator | Use this calculator to determine the annual rate of return of known lump sum starting and ending amount. |
Lump Sum Future Value Calculator | Use this calculator to determine the future value of a lump sum. |
Lump Sum Present Value Calculator | Use this calculator to determine the present value of a future lump sum. |
Municipal Bond Tax Equivalent Yield | Income generated from municipal bond coupon payments are not subject to federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond. |
Mutual Fund Expense Calculator | This calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund’s prospectus, you can see the impact of fees and operating expenses on your investment. |
Personal Economic Recovery Calculator | This calculator can help you determine exactly what it might take to return your to your original investment balance. |
Present Value Calculator | Use this calculator to determine the present value of a stream of deposits plus a known final future value. |
REIT Tax-Equivalent Distribution | This calculator shows a REIT’s hypothetical yield and how ROC impacts tax equivalent yield. |
Stock Option Calculator | Use this calculator to determine the value of your stock options for the next one to twenty five years. |
Taxable vs. Tax Advantaged Investments | This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment. |
Loan
Alternative Payment Frequencies | Use this calculator to determine your payment or loan amount for different payment frequencies. | |
Amortizing Loan Calculator | Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment! | |
Balloon Loan Calculator | A balloon loan can be an excellent option for many borrowers. Use this calculator to see how a balloon loan might work for you. | |
Debt Consolidation Calculator | Should you consolidate your debt? Use this calculator to find out. | |
Enhanced Loan Calculator | Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term. | |
Equity Line of Credit Payments | What will my monthly payments be for an interest only equity line of credit? | |
Existing Loan Calculator | Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining. | |
Home Equity Line of Credit Calculator | How big of a home equity line of credit can you receive? Use this calculator to find out! | |
Line of Credit Payoff | Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals. | |
Loan & Credit Line Payment | This calculator helps determine your loan or credit line payment. | |
Loan & Credit Line Tax Savings | This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments. | |
Loan Comparison Calculator | Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options. | |
Loan Prequalification Calculator | Use this calculator as your first step in determining your ability to qualify for a loan. | |
Mortgage
Adjustable Rate Mortgage Calculator | This calculator helps you to determine what your adjustable mortgage payments will be. |
APR Calculator for Adjustable Rate Mortgages | Use this calculator to find the APR on your adjustable rate mortgage. |
ARM vs. Fixed Rate Mortgage | Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
Balloon Mortgages | A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs. |
Bi-weekly Payment Calculator | Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment. |
Bi-weekly Payments for an Existing Mortgage | This calculator shows you the possible savings by starting to pay your current mortgage with bi-weekly payments, instead of monthly payments. |
Blended Rate Mortgage Calculator | This calculator helps you determine the effective, or blended, interest rate you would pay if you use a first and a second mortgage to finance the purchase of a home. |
FHA Mortgage Loan Calculator | Use this calculator to determine your maximum FHA mortgage and cash needed for closing. |
Fixed Rate Mortgage vs. Interest Only Mortgage | Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage. |
Fixed Rate Mortgage vs. LIBOR ARM | Use this calculator to compare a fixed rate mortgage to a LIBOR ARM. |
Interest Only ARM Calculator | Interest only mortgages can provide you with very low monthly payments, however you are not paying off any principal during the interest only period. |
Interest Only Mortgage Calculator | Use this calculator to generate an amortization schedule for an interest only mortgage. |
Maximum Mortgage | Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow. |
Mortgage APR Calculator | Use this calculator to find the APR on your mortgage. |
Mortgage Comparison: 15 Years vs. 30 Years | Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you. |
Mortgage Debt Consolidation | This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you. |
Mortgage Loan Calculator | Use this calculator to determine your monthly payment and amortization schedule. |
Mortgage Loan Calculator (PITI) | Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule. |
Mortgage Payoff | Save thousands of dollars in interest by increasing your monthly mortgage payment. |
Mortgage Points Calculator | Should you buy points? Use this calculator to find out. |
Mortgage Qualifier | Can you buy your dream home? Find out just how much you can afford! |
Mortgage Required Income | Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income. |
Mortgage Tax Savings Calculator | Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes. |
Option ARM vs. Fixed Rate Mortgage | Use this calculator see how a minimum payment on an Option ARM Mortgage can save you money on your monthly mortgage payment. |
Refinance Breakeven | Should you refinance your mortgage? Use this calculator to determine when you will breakeven. |
Refinance Interest Savings | Use this calculator to see how much interest you can save by refinancing your mortgage! |
Rent vs. Buy | Are you better off buying your home, or should you continue to rent? |
Reverse Mortgage Calculator | This calculator is specifically designed to show you how the outstanding balance of a reverse mortgage can rapidly grow over a period of time. |
Personal Finance
Basic Calculator | This works just like a pocket calculator. | |
Basic Financial Calculator | This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods. | |
Checkbook Balancer | Balance your checkbook with this quick and easy calculator. | |
Credit Assessment | How is your credit? Use this calculator for a quick assessment! | |
Home Budget Analysis | Analyze your budget, see where your money goes and find out where you can improve! | |
Life Expectancy | This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices. | |
Net Worth | This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years. | |
Should my spouse work? | This calculator is designed to help you see the financial impact of having either one or two incomes for your household. | |
Student Budget | This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. | |
Retirement
401(k) Savings Calculator | A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up. |
401(k) Savings with Profit Sharing | Use this calculator to how a 401(k) with profit sharing plan can help you save for retirement.. |
401(k) Spend It or Save It Calculator | There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings. |
403(b) Savings Calculator | If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement. |
457 Savings Calculator | A 457 plan can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up. |
72(t) Calculator | The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement. |
72(t) Distribution Impact | This calculator is designed to examine the affects of 72T distributions on your retirement plan balance. |
Beneficiary Required Minimum Distributions | Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account. |
Company Stock Distribution Analysis Calculator | If you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment. |
How Important is Social Security? | Use this calculator to determine how losing this important retirement asset could affect you. |
How long will my retirement savings last? | Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals. |
Individual 401(k) Contribution Comparison | Use this calculator to determine your maximum Individual 401(k) contribution as compared to three other possible plan options. |
Individual 401(k) Savings Calculator | Use this calculator to see the benefits of an Individual 401(k) for the self-employed. |
Pension Plan Retirement Options | Use this calculator to help decide between joint survivorship and single survivorship pension options. |
Required Minimum Distribution (RMD) | Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year’s distribution requirements. |
Required Minimum Distribution (RMD) for Current Year | Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account for the current year. |
Retirement Account Contribution Accelerator | Use this calculator to see how increasing your contributions to qualified retirement plan help save for your retirement. |
Retirement Contribution Effects on Your Paycheck | Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement. |
Retirement Income | Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement. |
Retirement Nestegg Calculator | Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be. |
Retirement Pension Planner | Plan your retirement with a company pension, find out if you are on track – and learn how to stay there. |
Retirement Plan Withdrawal | Use this calculator to see what your net withdrawal would be after taxes and penalties are taken into account. |
Retirement Planner | Quickly determine if your retirement plan is on track – and learn how to keep it there. |
Retirement Planner with Retirement Earnings | Plan your retirement with pension and possible retirement employment income. Find out if you are on track – and learn how to stay there. |
Retirement Shortfall | Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan. |
RMD & Stretch IRA Calculator | Use this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible. |
Roth IRA Calculator | Use this calculator to compare the Roth IRA to an ordinary taxable investment. |
Roth IRA Conversion | This calculator will show the advantage, if any, of converting your IRA to a Roth. |
Roth vs. Traditional 401(k) | Use this calculator to help determine if a Roth or 401(k) might be best for you. |
Roth vs. Traditional 401(k) and your Paycheck | See how a Roth vs. Traditional 401(k) might affect your take home pay as well as your retirement savings. |
Roth vs. Traditional IRA | Use this calculator to determine which IRA may be right for you. |
Social Security Benefits | Use this calculator to estimate your Social Security benefits. |
Traditional IRA Calculator | How can contributing to a regular IRA help you in your retirement? |
Savings
Benefit of Spending Less | Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth. | |
CD Ladder Calculator | Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder. | |
Certificate of Deposit Calculator | Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). | |
College Savings | Use this calculator to help develop or fine tune your education savings plan. | |
Compare Savings Rates | Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy! | |
Compound Interest and Your Return | This calculator demonstrates how compounding can affect your savings. | |
Cool Million | Find out when your savings plan may make you a millionaire! | |
Credit Union Certificate Calculator | Use this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance. | |
Don’t Delay Your Savings! | Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost. | |
Emergency Savings Calculator | This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal. | |
Home Down Payment Savings Calculator | Use this tool to help you calculate what it might take to save a down payment for your new house. | |
Lunch Savings | Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up. | |
Savings Calculator | Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth. | |
Savings Distribution Calculator | Use this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals. | |
Savings Goals | What will it take to reach your savings goal? This financial calculator helps you find out. | |
Savings, Taxes, and Inflation | Use this calculator to determine how much your savings will be worth with these two important variables in mind. | |
Vice Savings | Use this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up. | |
Tax
1040 Tax Calculator | Enter your filing status, income, deductions and credits and we will estimate your total taxes for 2010. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April 2011. Please note that this calculator uses the 2010 preliminary tax tables subject to change by the IRS. |
1040 Tax Calculator (Tax Year 2006) | Use this 1040 tax calculator to help estimate your tax bill using the 2006 tax year’s rates and rules. |
1040 Tax Calculator (Tax Year 2007) | Use this 1040 tax calculator to help estimate your tax bill using the 2007 tax year’s rates and rules. |
1040 Tax Calculator (Tax Year 2008) | Use this 1040 tax calculator to help estimate your tax bill using the 2008 tax year’s rates and rules. |
1040 Tax Calculator (Tax Year 2009) | Use this 1040 tax calculator to help estimate your tax bill using the 2009 tax year’s rates and rules. |
1040 Tax Calculator (Tax Year 2011) | Use this 1040 tax calculator to help estimate your tax bill using the 2011 tax year’s rates and rules. This calculator is for 2011 estimates only. |
457 Payroll Deductions | Use this calculator to help you determine the impact of changing your payroll deductions. |
Earned Income Credit (EIC) Calculator | Use this calculator to determine if you qualify for the Earned Income Credit and if so, how much it might be worth. |
Estate Tax Planning | Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability. |
Hourly Paycheck Calculator | Use this calculator to help you determine your paycheck for hourly wages. |
Marginal Tax Rate Calculator | Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability. |
Marginal Tax Rate Calculator 2011 | Use this calculator to determine your marginal and effective tax rates for tax year 2011. This calculator sorts through the tax brackets and filing options to calculate your true tax liability. |
Net to Gross Paycheck Calculator | Determine the gross paycheck needed to provide a required net amount. |
Payroll Deductions Calculator | Use this calculator to help you determine the impact of changing your payroll deductions. |
Section 125 Cafeteria Plan | Use this calculator to see how participating in your employer’s Section 125 Cafeteria Plan can help you pay less tax, and increase your net take home pay. |
Self-Employment Tax 2010 Calculator | If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes. |
Self-Employment Tax 2011 Calculator | If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for 2011 (updated for the Tax Hike Prevention Act of 2010). |
Self-Employment Taxes 2010 vs 2011 | If you are self-employed, operate a farm or are a church employee you pay self-employment taxes. Use this calculator to determine how much your Self-employment taxes will decrease |
U.S. 1040EZ Tax Estimator | Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill. |